Nirio, services de paiement (MOD) 12.1.15

📲 Download the Nirio app to open an online account

• Benefit from a Visa card with systematic authorization
• Pay every day
• Manage your budget
• Track your expenses
• Save for your small and large projects

Also benefit from automatic cashback on your purchases from around a hundred partner brands, online and in store (1).

Nirio also offers the possibility of paying certain bills and receipts
(rent, water bills, plane tickets, insurance, etc.) in 10,000 Nirio-approved FDJ partner merchants (bar-tabac-presse network).

Discover our two offers according to your needs:

💳 Nirio account and card offer (formerly Nirio Premio)

Benefit from an account, a Visa card, a RIB, with an app to centralize everything and manage your budget. All this via a clear offer with no hidden fees.

• Have an account with a French RIB without the possibility of overdraft
• Pay for your expenses with your Visa card that can be used everywhere
• Pay with your mobile (via Google Pay and Samsung Pay)
• Deposit and withdraw cash at Nirio-approved FDJ network points of sale
• Secure your online payments with single-use or multiple-use virtual cards
• Automatically recover part of your expenses thanks to cashback on your purchases made with your Nirio card, online and in-store, with our partner brands (1)
• Understand and analyze your expenses thanks to automatic categorization for better budget management
• Set yourself goals to optimize your budget and improve your budget management
• Set money aside thanks to project accounts to finance your small and large projects
• Receive real-time alerts on certain thresholds (low balance, ceilings) and transactions to avoid payment refusals
• Benefit from all the advantages of the Nirio invoices offer (see below)

💰 Only €2.99/month or €29.90/year (2 months saved) (2)

🧩 Are you between 18 and 25 years old?
Discover our Nirio account and youth card offer (formerly Nirio Premio jeunes) and enjoy a free year of subscription!
(Offer can be combined with current promotional offers)

🧾 Nirio invoices offer (formerly Nirio Go)

With the Nirio invoices offer, decide when and how to pay your daily bills at 10,000 payment points in the Nirio-approved FDJ network (bars, tobacconists, newsagents, list of stores to be found in the app and on the Nirio website):
• Pay your bills and everyday expenses: rent (social landlords), water bills, plane tickets, insurance, CVEC from CROUS, etc.
• Pay in cash or by credit card
• Pay your bills in one go or partially depending on the due date (3)

🚀 How to benefit from it?

1. Download the application by choosing the offer that best suits your needs: Nirio account and card offer (formerly Nirio Premio) or Nirio invoices offer (formerly Nirio Go)
2. Create an account from the Nirio app with a valid ID
3. Start enjoying the services of the Nirio app

🤝 Nirio also offers human support
at the point of sale with a wide range of hours and opening days in bars, tobacconists, newsagents of the FDJ network approved by Nirio to be as close as possible to your habits.

Proximity is at the heart of Nirio, the brand of payment services of the FDJ group.
Join our community and start managing your budget today!

To learn more, visit our website and social media: 
Website
Facebook
Instagram
YouTube

(1) Subject to compliance with the conditions of eligibility, availability and application of the offer

(2) Offers without obligation

(3) List of partners available in the application or on https://www.nirio.fr/